Retirement Savings Calculator

Estimate how much you could have by retirement and whether you’re on track based on your age, savings, contributions, and expected returns.

Inputs

The amount you'd like to have by retirement in today's money (approximate).

Used to show an approximate value in today's money.

Return assumptions

This calculator is for planning only. It does not model every tax rule, fee, or risk. Real markets move unpredictably — always get professional advice for big decisions.

Projection

Projected savings at retirement (nominal)ZAR 16,709,667.18
Approximate value in today's moneyZAR 4,234,488.17
Shortfall vs target (today's money)ZAR 3,765,511.83

Growth over time (today's money)

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Frequently Asked Questions

Does this retirement calculator give financial advice?

No. It is a planning aid based on simple growth assumptions. It does not account for every tax rule, fee, or market risk and is not financial advice.

Does it include inflation?

Yes, you can include an inflation assumption and see values in today’s money. The actual future inflation rate may differ from what you assume.

Can I use this if I’m not in a specific country?

Yes. The calculator is currency‑agnostic. You can think of the numbers as whichever currency you’re planning in.