Monthly Budget Calculator

Plan a simple monthly budget by allocating your income across housing, food, transport, debt, savings, and lifestyle categories.

Monthly income & expenses

Income

Salary / main income
Side income / freelance

Expenses

Housing (rent / bond)
Food & groceries
Transport
Debt repayments
Leisure & other

This budget calculator is a manual helper. It doesn't connect to your bank and doesn't store your data anywhere except your own browser's localStorage.

Total monthly income58,000
Total monthly expenses32,000
Estimated monthly savings26,000
Savings rate44.8%

Where your money goes

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Frequently Asked Questions

Does this connect to my bank or accounts?

No. It’s a manual budgeting helper that runs entirely in your browser and doesn’t connect to, upload, or store your financial data.