Global Tax Comparison Tool

Compare rough effective tax rates and estimated net income for freelancers and individuals across multiple countries.

Your income assumptions

Enter a single annual income amount to compare across countries. This does not adjust for local currency or cost of living.

Optional: a simple percentage to represent deductible expenses. This applies equally to all countries for comparison.

Countries to compare

Select a few destinations that interest you. The calculator uses very rough effective tax rates for freelancers and individuals.

This tool is for high-level comparison only. It ignores local deductions, credits, social security, health insurance, residency rules, and immigration requirements. Always talk to a qualified tax or immigration professional before making decisions.

Net income comparison

Details

South AfricaZAR
Approx. tax: ZAR 28,000.00Approx. net: ZAR 72,000.00Effective rate: 28.0%
United StatesUSD
Approx. tax: $30,000.00Approx. net: $70,000.00Effective rate: 30.0%
United KingdomGBP
Approx. tax: £29,000.00Approx. net: £71,000.00Effective rate: 29.0%
CanadaCAD
Approx. tax: CA$29,000.00Approx. net: CA$71,000.00Effective rate: 29.0%
AustraliaAUD
Approx. tax: A$30,000.00Approx. net: A$70,000.00Effective rate: 30.0%

After‑tax lifestyle planner

Use your after‑tax monthly income to sketch a simple budget. Adjust the percentages for each category and see how much goes where.

Rent / housing
%12,000
Groceries & eating out
%6,000
Transport
%4,000
Insurance & medical
%4,000
Savings & investments
%8,000
Leisure & other
%4,000
Allocated95.0% · 38,000
Unallocated5.0% · 2,000

This planner is a rough guide only. It doesn't account for every expense or tax nuance — it just helps you see how your after‑tax income might translate into a monthly budget.

Multi‑year net income & savings projection

Project what your net income and savings could look like over the next few years with simple growth and savings assumptions.

YearNet income · Savings this year · Cumulative savings
Year 1480,000 · 96,000 · 96,000
Year 2504,000 · 100,800 · 196,800
Year 3529,200 · 105,840 · 302,640
Year 4555,660 · 111,132 · 413,772
Year 5583,443 · 116,689 · 530,461

This is a simple projection that assumes smooth growth and a constant savings rate. Real life is lumpier — treat this as a planning sketch, not a promise.

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Frequently Asked Questions

How accurate is this global tax comparison?

It uses very approximate effective tax rates for broad income ranges. It is designed for high-level planning only and is not tax or immigration advice.

Which countries are included?

The first version includes popular destinations such as South Africa, the US, UK, Canada, Australia, Germany, the Netherlands, Portugal, and the UAE.

Does this include every deduction, credit, and local rule?

No. It deliberately simplifies things into approximate effective rates so you can get a quick sense of differences. Always confirm details with local professionals.