South Africa Income Tax Calculator
Estimate South African income tax for salary or freelance income with effective rate and monthly equivalent. Not official SARS calculations.
Inputs
Approximate tax tables for South Africa 2024/2025 (subject to change; illustrative only).
Scenarios
Model a few income + deduction setups and compare their tax side‑by‑side. Click a card to make it the active scenario.
Active scenario details
This calculator is a simplified estimate based on public SARS tax tables. It does not handle every allowance or special rule and is not tax advice.
Results (active scenario)
- Taxable income after deductions
- ZAR 350,000.00
- Estimated annual tax
- ZAR 54,797.00
- Effective tax rate
- 15.7%
- Approx. monthly tax
- ZAR 4,566.42
- Approx. monthly take-home (after tax)
- ZAR 24,600.25
Scenario comparison
Disclaimer: This calculator is for general information purposes only and does not take into account your full financial situation. It is based on approximate tax tables and simple assumptions. Always confirm results with SARS or a qualified tax practitioner before making decisions.
Where you sit in the ZA tax brackets
This visual is based on a simplified view of South African income tax brackets for individuals. It's meant to help you understand your position on the curve, not to be a legal or tax interpretation.
Based on your taxable income, your approximate effective tax rate from the main calculator is 15.7%. Remember: marginal rates apply only to income in each band; the effective rate is your tax as a share of total taxable income.
Which tax tools should I use?
This quick helper suggests which calculators on Elysiate are most relevant for your situation. It's not tax advice — just a friendly routing guide.
Pick the option that best matches how you earn money. The suggestions here are general and do not replace professional tax guidance.
Tax record‑keeping checklist
Pick the persona that best describes you and use this checklist as a starting point for what to keep organised at tax time.
ZA freelancer / independent contractor
- Invoices issued to clients (with VAT details if registered)
- Bank statements for business‑related accounts
- Receipts for deductible business expenses (software, hardware, office, etc.)
- Travel and mileage logs where relevant
- Medical aid and RA contribution statements (for possible deductions/credits)
- Records of provisional tax payments made to SARS
This checklist is generic and may not cover every requirement in your country. Always follow the official record‑keeping rules from your local tax authority and your accountant.
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Frequently Asked Questions
Is this an official SARS tax calculator?
No. This tool uses public tax tables and simple assumptions to estimate your South African income tax. It is not affiliated with SARS and is not official tax advice.
Which year do the tax brackets apply to?
The calculator shows the tax year it uses at the top of the results. We update tables as new public information becomes available, but always confirm with SARS or a tax professional.
Does it include every deduction and edge case?
No. It focuses on the main income bands and general rebates. It does not cover every possible deduction, allowance, or special case.